BMK provides specialized advice and counsel for those clients advancing in age, as well as those charged with the care of the most senior members of their family. With people living longer today, there is an increased probability of disability as the risk of serious incapacity increases with age. This, in turn, increases the need for and importance of long term care planning in order to protect the family's wealth and provide the proper level of care for the elder in need. Whether the client is a senior wishing to maintain his or her independence or a family member facing the declining physical or mental health of a loved one, our attorneys are familiar with the concerns and problems involved and are well equipped to guide you through these difficult issues.

A serious illness can place a tremendous financial burden on a family's accumulated wealth as it struggles to meet the costs and expenses that typically accompany long term care for the elderly. Additionally, the elderly are often faced with difficult choices that will affect both their lifestyle and independence. Our attorneys have experience analyzing and understanding the financial resources available to those clients and families anticipating the need for long term care, whether provided privately or by Medicaid or other governmental programs.

BMK attorneys understand the importance of planning for the management of the day to day affairs of the elderly as these affairs will affect both the elderly and their caretakers. Successful long term care plans are designed to meet both the current and anticipated needs of an entire family. We employ various strategies to preserve family wealth and resources when the need for long term care arises, including re-titling assets, making gifts to younger generations, creating and funding so-called "Medicaid Planning Trusts," and the use of so-called "Special Needs Trusts" when appropriate. The key, as with all sound planning, is to formulate and implement the plan before the need for long term care arises.

Our attorneys also educate our clients on the numerous options and resources available that make it possible for seniors to continue living independently for as long as possible. There are many alternatives to nursing homes and BMK can help you explore them and consider what is best for you and your loved ones. BMK looks forward to working with you towards designing a cost-effective and comprehensive long term care plan for the benefit of you and your family.